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Hey guys, can anyone explain something to me, please: Why is it NOT illegal for an insurence co. to drop a cliuent that gets sick, such as with cancer, for example? For example, back in 1993 when my dearly beloved maternal Grandmother (Grandma' Julie) died from breast cancer. However, when her insurrence co. got wind that she had cancer, they dropped her! Now, that seems absolutely criminal; after all, she paid them good money for years in case she got sick. The co. could have at LEAST given her BACK her money from all those payments so that she could have afforded her end-of-life care, rather than forcing my 8 aunts and uncles to absorb the astronomic cost.
But, what's just as bad (and heart breaking) is that--because the cos. have so much money--it simply doesn't make it worth while to go after them via the court system and sue them.
Moreover, one wonders if there's any proposed legislation TO make this practice of dropping clients hat become sick illegal; or, if so, if there is anyone trying to block it, or that would vote against such cruel behavior?
I just happened to see a fascinating comercial today on CNN for HealthCareforAmericaNOW.Org that asked (in a VERY Socialist manner): "When will insurrence companies put people's health before their profits?"
A couple months ago (if I remember correctly) there was a fascinating episode of Frontline on our local PBS station. It simply blew my mind! The US is only one of a very few countries that mandate that its citizens must pay our respective medical bills; rather, most countries on this planet differ greatly: 1.) most citizens, from most countries [eg. England and Canda, for example] simply are NOT billed for whatever medical needs they require (many have even picketed such antithetical propositions with signs that read, "No American Style Health Care!"); 2.) the government regulates how much the equipment and the prices for meds., and how much a Dr. can charge (this occurs particularly in Asiatic countries); and 3.) in many European countries, there's something in place--it escapes me right now--that allows for insurence companies to vie for clients, yet...they are NOT allowed to legally profit! Indeed, what I found most telling is how one Asiatic country wanted the BEST health-care system for their country, so they looked at the best health-care systems around the world and collected into their respective system the best that they could find to greatly benefit their own citizens. So, I have to ask: Why can't the US look to see the good systems that other countries have, and borrow ideas from them, huh? Our country seems to behave as if we are somehow "above" this. WTF?!
But, what's just as bad (and heart breaking) is that--because the cos. have so much money--it simply doesn't make it worth while to go after them via the court system and sue them.
Moreover, one wonders if there's any proposed legislation TO make this practice of dropping clients hat become sick illegal; or, if so, if there is anyone trying to block it, or that would vote against such cruel behavior?
I just happened to see a fascinating comercial today on CNN for HealthCareforAmericaNOW.Org that asked (in a VERY Socialist manner): "When will insurrence companies put people's health before their profits?"
A couple months ago (if I remember correctly) there was a fascinating episode of Frontline on our local PBS station. It simply blew my mind! The US is only one of a very few countries that mandate that its citizens must pay our respective medical bills; rather, most countries on this planet differ greatly: 1.) most citizens, from most countries [eg. England and Canda, for example] simply are NOT billed for whatever medical needs they require (many have even picketed such antithetical propositions with signs that read, "No American Style Health Care!"); 2.) the government regulates how much the equipment and the prices for meds., and how much a Dr. can charge (this occurs particularly in Asiatic countries); and 3.) in many European countries, there's something in place--it escapes me right now--that allows for insurence companies to vie for clients, yet...they are NOT allowed to legally profit! Indeed, what I found most telling is how one Asiatic country wanted the BEST health-care system for their country, so they looked at the best health-care systems around the world and collected into their respective system the best that they could find to greatly benefit their own citizens. So, I have to ask: Why can't the US look to see the good systems that other countries have, and borrow ideas from them, huh? Our country seems to behave as if we are somehow "above" this. WTF?!
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